Appfy

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US check-payments company

Taking cards without leaving a toll on every sale.

Taking cards through a ready-made gateway means leaving a toll on every sale; the company wanted to go straight to the source.

The problem
A platform integrates with Rapid Connect (Product of FirstData) to perform payment operations using credit cards. Estimate: a ready-made gateway's public price for a US domestic card sale is 2.9% + US$0.30 (US$3.20 on a US$100 sale).
What Appfy did
Transforming the data to identify patterns of behavior according to test scenarios informed by FirstData. Analyzing the relationships between tags. The fields table lists COUNT 102. Creating the endpoints that collect information from the merchant terminal. Building the structure of the parse and integration factories. Writing integrations tests with jest. Possible test scenarios that we must ensure to become able to obtain a certification. A successful SRS process is needed only once to obtain the DID (Datawire ID).
The gain
Status: Done. Platform that integrates with Rapid Connect (Product of FirstData) to perform payment operations using credit cards. No proven delivered gateway/certification. Unmeasured benefits are never numbers.

  1. Scene 1 of 8The company

    Checks, transfers and, now, cards.

    Platform that integrates with Rapid Connect (Product of FirstData) to perform payment operations using credit cards.

  2. Scene 2 of 8The problem

    Every card sale would leave a toll behind.

    Estimate: a ready-made gateway's public price for a US domestic card sale is 2.9% + US$0.30 (US$3.20 on a US$100 sale).

  3. Scene 3 of 8The problem

    Going direct means speaking the processor's language.

    The processor only opens its door to those who speak its language: 102 possible fields, with rules between them, many kinds of sale and validation, and a battery of test scenarios for certification.

  4. Scene 4 of 8The goal

    The goal: its own lane, straight to the source.

    Platform that integrates with Rapid Connect (Product of FirstData) to perform payment operations using credit cards. Creating the endpoints that collect information from the merchant terminal.

  5. Scene 5 of 8What Appfy did

    First, learning the processor's language.

    Appfy studied each of the processor's test scenarios and mapped the 102 fields: mandatory, optional and which depends on which. With that map, the system receives the card machine's data and assembles each message the way the processor asks.

  6. Scene 6 of 8What Appfy did

    Register once, keep the key.

    Before a merchant can use the Datawire Secure Transport Network to process transactions, the applications needs to go through the SRS process to obtain the DID (Datawire ID). A successful SRS process is needed only once to obtain the DID (Datawire ID); thereafter, as long as DID remains valid, the client app will not need to perform SRS again. Writing integrations tests with jest. Possible test scenarios that we must ensure to become able to obtain a certification.

  7. Scene 7 of 8What changed

    Its own lane to the source, with no toll.

    Status: Done. Platform that integrates with Rapid Connect (Product of FirstData) to perform payment operations using credit cards. No proven delivered gateway/certification. Unmeasured benefits are never numbers.

  8. Scene 8 of 8And in your company?

    Leaving a margin on every sale? Go straight to the source.

    If your company moves payments and hands a middleman a margin on every sale, Appfy builds your direct lane, field by field and tested scenario by scenario. Start with a free 30-minute conversation.